Is Egham Actually Affordable? A 2026 Student Budget Breakdown

Navigating the costs of living near Royal Holloway requires a strategic approach as we look toward the 2026 academic year. Egham offers a unique blend of small-town charm and proximity to London, a pairing that naturally influences the local economy. While it is generally more affordable than the heart of the capital, it remains a premium student location in Surrey.

While this area carries a certain premium compared to the north of England, budgeting here is less about restriction and more about careful planning. By understanding the patterns of your spending, you can enjoy the height of elegance without the weight of financial stress.

An Egham Budget Breakdown

2026 Budget Category	Estimated Weekly Cost	Monthly Estimate
PBSA Rent (All-Inclusive)	£230 to £299+	£996 to £1,295+
Groceries & Essentials	£35 to £55	£150 to £238
Social & Leisure	£40 to £75	£173 to £325
Total Expenditure	£305 to £429+	£1,319 to £1,858+

Why do Fixed Costs Help?

There is a sense of clarity in knowing what leaves your bank account each month. In a traditional house share, you are often at the mercy of the seasons, watching bills climb as the frost hits your windows. It can cause stress that gets in the way of your studies.

Choosing a home where detail is considered means your utilities, high-speed Wi-Fi, and water are all locked in. This all-inclusive approach acts as a protective layer against the inevitable cost-of-living spikes. It allows you to move in with style and focus on the experiences that actually matter. 

What Does the Weekly Shop Look Like in Egham?

According to student spending data for 2026, the average student outside of London spends approximately £146 per month on groceries. In Egham, you have access to a variety of options to help keep costs down:

• Budget Supermarkets: Using stores like Aldi or Lidl for your weekly shop is a proven way to keep costs towards the lower echelons of the £35 per week estimate.
• The ‘Egham Premium’: Due to its small size, convenience stores can be more expensive. Doing one large weekly food shop is usually more cost-effective than daily trips.

How Much Will You Spend on Transport?

Egham is a highly walkable town, which is a great thing for your bank balance. If you are staying in a central location, you are often only a short walk away from the Royal Holloway campus. Your daily transport costs could effectively be zero.

For those looking to explore further, a 16-25 Railcard is an essential investment. It offers a significant discount on rail fares, making trips into London or nearby Windsor noticeably more affordable.

Are There Ways to Socialise Smarter?

Egham has a great selection of local pubs and restaurants, making controlling your spending important.

Another way to save some money is to never pay full price unless you have to! Search for student discount codes on UNiDAYS or Student Beans first. Egham is a major student hub, so finding second-hand items you may need should be relatively easy.

Is Egham Truly Manageable?

It certainly is! By locking in your accommodation costs and being mindful of how you shop and socialise, you can enjoy the benefits of living in this beautiful Surrey town. Explore our collection of premium Egham student accommodation today, and elevate your university experience.